Documentation

Complete guide to FLUX Pay's privacy-preserving transfer protocol

FluxPay vs Existing "Anonymous" Swaps

FeatureFluxPaySideShiftHoudiniSwap
Swap Fees1% — always~0.5%–3% + spreadUp to ~10%
KYC / AccountsNoneNoneNone
CustodyNon-custodialNon-custodialNon-custodial
Privacy ModelPrivacy by defaultOptional / route-dependentStrong but slow
RoutingOptimized smart routingStandard routingPrivacy-heavy routing
Confirmation StrategyMinimized, chain-awareFixed per chainHigh confirmation thresholds
Typical Completion Time2–10 minutes*5–20 minutes20–60+ minutes
Fast Privacy RailsYes (prioritized)PartialNo
Fee TransparencyAbsoluteVariableVariable
Designed ForEveryday private paymentsConvenience swapsDeep obfuscation
UX PhilosophyPayments, not mixingExchange-likeObfuscation-first

Overview

FLUX Pay is a non-custodial privacy layer built on top of Solana that enables privacy-oriented token transfers. Unlike basic direct sends, FLUX Pay uses an Ephemeral Routing Protocol (ERP) to route through short-lived routing accounts to make simple address-to-address traceability harder.

FLUX Pay focuses on practical on-chain privacy improvements (like multi-hop routing and timing jitter). It is not a guarantee of perfect anonymity, and privacy properties depend on how you use the protocol and the broader on-chain context.

Key Principle: We never hold your funds. You maintain full custody throughout the entire transfer process. Our protocol simply orchestrates the routing path.

Privacy Chain Protocol

The FLUX Privacy Chain is our core innovation—a secondary transaction layer that operates on top of Solana's base layer. When you initiate a private transfer, your funds enter our Privacy Chain where they route through ephemeral hops to reduce simple correlation.

How Privacy Chain Works

  • Ephemeral Routing — Your transfer routes through short-lived routing accounts to help reduce simple input/output correlation
  • Multi-hop Routing — Funds route through a short chain of ephemeral hops to reduce direct address-to-address traceability
  • Temporal Obfuscation — Randomized delays between 0.5-3 seconds are introduced at each hop to help reduce simple timing correlation
  • Operational Safety — Routing is designed to be non-custodial and minimize the amount of sensitive data handled by the frontend

Privacy Guarantees

Sender Privacy

Routing helps reduce direct sender-to-recipient linkability compared to a simple direct send

Receiver Privacy

Routing can make it harder to correlate a source transaction to a destination address, but on-chain activity is still public

Amount Privacy

Amounts are visible on-chain. Routing is focused on reducing linkability, not hiding amounts

Timing Privacy

Randomized delays help reduce simple temporal correlation

How It Works

FLUX Pay provides two modes of operation: AI Assistant for conversational transfers with wallet connection, and Non-Custodial mode (no wallet connect).

1

Initiate Transfer

Enter destination address and amount, or chat with our AI assistant

2

Generate Deposit Address

We generate a one-time deposit address and routing plan for your transfer

3

Fund the Transfer

You sign a funding transaction from your connected wallet to the deposit address

4

Privacy Chain Routing

Funds enter our Privacy Chain and route through 7-12 ephemeral hops

5

Secure Delivery

Funds arrive at the destination after passing through the configured routing hops

Ephemeral Routing Engine

Our Ephemeral Routing Engine (ERE) is the backbone of FLUX Pay's privacy infrastructure. It coordinates the creation and use of short-lived routing accounts that are used to route transfers through multiple hops.

Technical Architecture

  • Managed Routing Keys — Routing accounts are created and used for multi-hop transfers, with signing handled by a managed wallet provider (so private keys are not exposed to the browser).
  • Deterministic Destruction — After a wallet completes its routing duty, its key material is retired from active use and rotated out of circulation.
  • Routing Randomization — Routing parameters include randomized hop counts and timing jitter.
  • Step-Based Execution — Transfers execute as a series of steps with status tracking, so failures can be detected and handled.

Routing Parameters

Minimum Hops7
Maximum Hops12
Avg. Completion Time2-5 min
Anonymity Set SizeVaries

Commands

Use these commands with our AI Assistant for quick actions:

send [amount] SOL privately to [address]

Initiate a private transfer to the specified wallet address

balance

Check your current SOL balance

help

Display available commands and usage information

status

Check the status of your current transfer in real-time

Fee Structure

StatusFee
All transfers1%

A 1% protocol fee is deducted from the transfer amount to support protocol development and infrastructure costs.

Transparent Fees: Fees are shown in the UI. Network fees may apply when funding the transfer.

Security Architecture

Security is paramount at FLUX Pay. Our infrastructure has been designed from the ground up to protect user funds and privacy at every layer.

Security Measures

  • Non-Custodial Design — We never have access to your funds. All routing is performed through user-funded routing plans and server-side execution, not custody transfers
  • Defense-in-Depth — We validate inputs, use strict allowlists where possible, and design server routes to avoid secret exposure
  • Minimal Data — We store only what's needed to execute and track routing plans; on-chain transactions remain publicly visible
  • Encrypted Communications — All API communications use HTTPS
  • Operational Controls — Production deployments should use rate limiting and monitoring appropriate for your environment
Important: Always verify the destination address before confirming a transfer. Private transfers cannot be reversed once initiated. We recommend sending a small test amount first for large transfers.

Compliance

FLUX Pay is designed for legitimate privacy use cases. We believe financial privacy is a fundamental right, but we also take compliance seriously.

Our Approach

  • OFAC Screening — All destination addresses are screened against sanctioned wallet lists in real-time
  • Transaction Limits — Reasonable limits prevent abuse while allowing normal privacy-conscious users to transact freely
  • Legitimate Use Focus — Our service is designed for salary privacy, business transactions, personal security, and other lawful purposes
Privacy ≠ Anonymity for Crime: We cooperate with law enforcement when presented with valid legal process, while still protecting the privacy of legitimate users.

Frequently Asked Questions

Is FLUX Pay a mixer?

No. Unlike traditional mixers that pool funds, FLUX Pay uses ephemeral routing where each transfer uses its own isolated routing path rather than a shared pool.

Do I need to connect my wallet?

For AI Assistant transfers, yes—you'll connect a wallet to sign the initial funding transaction. Non-Custodial mode does not require wallet connection.

How long do transfers take?

Transfer time varies based on hop count, network conditions, and confirmations. You can track progress in real-time in the UI.

What tokens are supported?

Currently, we support SOL transfers. SPL token support (USDC, USDT, etc.) is coming soon.

What if my transfer fails?

If a hop fails, the UI will show the current status. If you run into issues, try again later or reach out to support.

STAKING COMING SOON

What is FluxPay staking?

FluxPay staking allows token holders to lock their tokens into the protocol to support the network and participate in its growth. In return, stakers receive ongoing rewards tied to real platform activity—not inflationary emissions.

When will staking go live?

Staking is coming soon. The rollout will be announced publicly once audits, infrastructure, and launch parameters are finalized.

What rewards do stakers receive?

Stakers will receive rewards derived from protocol activity and ecosystem incentives. FluxPay is designed around sustainable rewards, not short-term yield farming or artificial APYs.

Is staking inflationary?

No. FluxPay staking is built to avoid excessive inflation. Rewards are aligned with real usage and long-term network health rather than token dilution.

Is staking required to use FluxPay?

No. FluxPay transfers remain accessible to everyone. Staking is optional and designed for users who want to support the network and participate more deeply in its economics.

Will staking require KYC or accounts?

No. FluxPay staking will be permissionless, with no KYC or account creation required.

Can I unstake my tokens at any time?

Unstaking mechanics, including any potential cooldown periods, will be clearly disclosed before launch. FluxPay prioritizes transparency and user control.

Is FluxPay staking custodial?

No. FluxPay staking is designed to be non-custodial, allowing users to retain control of their tokens at all times.

How does staking benefit the FluxPay ecosystem?

Staking aligns long-term holders with the success of the network, strengthens protocol resilience, and supports ongoing development—without introducing fees for everyday users.

How will staking rewards be distributed?

Reward distribution details will be published prior to launch. All mechanisms will be verifiable and on-chain.

How do I prepare for staking?

Hold FluxPay tokens in a supported wallet and follow official FluxPay channels for launch announcements and instructions.

Important Notice: FluxPay staking rewards are not guaranteed and may vary based on network conditions and protocol activity. Staking involves risk. Users should always do their own research before participating.